With RRSP season in full flight allot of people wish they had the income available to invest into their RRSP. An investment in a RRSP reduces a person income tax and at the same time builds wealth (if invested correctly) for the future. If you have large contribution room in your RRSP but do not have the funds to invest why not try taken equity from your home. The borrowing cost today are extremely low, you will receive a healthy cheque back from revenue Canada or reduce your over all taxes while building wealth for the future. You could also reduce your overall mortgage costs with a very low interest rate.
Call or email me with questions on this tax strategy.