The Toronto Mortgage Broker can arrange financing for all types of borrowers and their needs at the best available mortgage rates and terms.Learn More
Fill out either the Express or Full Mortgage Application to get your free mortgage information today!Get Started!
Mortgage calculators are used for all types of mortgages in the market, whether they are for commercial or residential property, in the form of offices, malls and even warehouses.Learn More
FINDING THE RIGHT MORTGAGE FOR YOU.
As a Toronto Mortgage Broker, my role is to find the right mortgage for my client while making the process and overall experience memorable for them. Where some lenders deal specifically with niche markets such as commercial lending or niche clients such as real estate investors, a Toronto Mortgage Broker deals with a variety of mortgage lenders and clientele. Having access to over 50 different lenders in residential, commercial and constructing lending gives a Toronto Mortgage Broker a broad spectrum of client’s to work with and lenders to choose from.Learn More
CMHC making new changes for self-employed borrowers
Hi All, Here is a great article I came across on how CMHC is working towards making more lenient regulations for qualifying self employed and New to Canada borrowers. Read the article by clicking on the link below.
There are two different types of mortgages for self-employed borrowers. One is based on qualifier income (proof of income on paper) and the other is non-qualifier income (no proof of income on paper). There are big differences in lender policy based on each type of borrowers.
Why use a mortgage broker?
If you asked your bank representatives how are fixed and variable mortgage rates calculated and did not know how to answer your question, what would you think? If you asked your bank representative how they calculate their fixed rate mortgage penalties and they did not know, would you still want to work with them? Majority
MORTGAGE AGENT INTRODUCTION
I am a Mortgage Consultant for one of the most successful mortgages companies in Canada. I believe a true mortgage professional needs to have the tools and expertise to offer customers the very best there is in mortgage products and mortgage rates. This can only be achieved by having a wide variety of lenders to work with. I have 50 different lenders to choose from. Our products cover all Real Estate Financing from primary residence, second homes, rental/investment properties, commercial properties, construction and raw land.Learn More
The people who recommended you were right, your expertise and professionalism is very good but what i appreciate the most is the customer service. I, as a client, am very persistent and scattered but ambitious.
I have been working with Robert Clancy throughout the past 7 years. Instant response, professional advice and prompt service – these are the qualities I have greatly enjoyed while organizing the needed financial transactions with Mr. Clancy. Mr. Clancy has always been attentive to my financial needs, and he has always made sure I clearly understood the details of the transaction or operation discussed. I would gladly recommend Mr. Clancy to anybody who is interested in obtaining financial services from a competent and honest professional.
Robert assisted us with the refinancing of our home. He was able to provide us with an affordable rate and was a pleasure to deal with. I would highly recommend him to friends and family.
Robert Clancy is an excellent broker and I would highly recommend him to anyone. He took the time and helped us figure out a plan that was customized perfectly for our family. He was a pleasure to speak to and extremely understanding. I can’t thank him enough for everything! He truly changed our lives for the better!