The Toronto Mortgage Broker can arrange financing for all types of borrowers and their needs at the best available mortgage rates and terms.Learn More
Fill out either the Express or Full Mortgage Application to get your free mortgage information today!Get Started!
Mortgage calculators are used for all types of mortgages in the market, whether they are for commercial or residential property, in the form of offices, malls and even warehouses.Learn More
FINDING THE RIGHT MORTGAGE FOR YOU.
As a Toronto Mortgage Broker, my role is to find the right mortgage for my client while making the process and overall experience memorable for them. Where some lenders deal specifically with niche markets such as commercial lending or niche clients such as real estate investors, a Toronto Mortgage Broker deals with a variety of mortgage lenders and clientele. Having access to over 50 different lenders in residential, commercial and constructing lending gives a Toronto Mortgage Broker a broad spectrum of client’s to work with and lenders to choose from.Learn More
Purchasing an investment property
Hi Obtaining Mortgage Financing for an investment property these days can be headache. Banks, credit union and other mortgage lenders have pulled back aggressively on there lending limits and tightened up there lending polices which they all differ on by the way, so trying to navigate the mortgage process yourself or dealing directly with
CMHC Lower Their Debt Rates Guidelines – What Does This Mean For the Applicant? June 2020
At the end of last week CMHC announced they would lower their debt ratios limits on insured mortgages reducing an applicant’s borrowing power, so not what we would want going forward. Debt Ratios Explained: When qualifying for a mortgage there are two debt ratios that a lender and insurer use to see how much an
Mortgage Rates Weekly Update – June 5th 2020
We have seen some small up and down movement on fixed rates over the past couple of weeks. This has been a result of the fluctuations in both the stock and bond markets and will continue like that until we get into more stable markets. Fixed rates however still remain low and should continue to
MORTGAGE AGENT INTRODUCTION
I am a Mortgage Consultant for one of the most successful mortgages companies in Canada. I believe a true mortgage professional needs to have the tools and expertise to offer customers the very best there is in mortgage products and mortgage rates. This can only be achieved by having a wide variety of lenders to work with. I have 50 different lenders to choose from. Our products cover all Real Estate Financing from primary residence, second homes, rental/investment properties, commercial properties, construction and raw land.Learn More
TESTIMONIALS & GOOGLE REVIEWS
Robert, Thank you so much for helping us get our home refinanced. You were professional, friendly and very helpful. I will recommend to all my friends
Thanks to Robert I was able to purchase my first home and its been smooth sailing ever since. I’ve since then purchased my second and now on my third home only ever utilizing Robert and his outstanding expertise. His knowledge, patients and honesty rank him #1 in my books.
Working with Robert is stress free! He worked closely with us to ensure the best rate possible was made available to us. His patience and knowledge made us comfortable and knew we were in good hands. We will continue to work with Robert in the years to come. Thank you Robert for all your help and guidance!
Robert thank you very much for everything you have done for me and it has been a great pleasure working with you on my mortgages over the last 8 years. Definitely I will recommend you to anyone who will need your services. Warm Regards, Harjit
The people who recommended you were right, your expertise and professionalism is very good but what i appreciate the most is the customer service. I, as a client, am very persistent and scattered but ambitious.
I have been working with Robert Clancy throughout the past 7 years. Instant response, professional advice and prompt service – these are the qualities I have greatly enjoyed while organizing the needed financial transactions with Mr. Clancy. Mr. Clancy has always been attentive to my financial needs, and he has always made sure I clearly understood the details of the transaction or operation discussed. I would gladly recommend Mr. Clancy to anybody who is interested in obtaining financial services from a competent and honest professional.
Robert assisted us with the refinancing of our home. He was able to provide us with an affordable rate and was a pleasure to deal with. I would highly recommend him to friends and family.
Robert Clancy is an excellent broker and I would highly recommend him to anyone. He took the time and helped us figure out a plan that was customized perfectly for our family. He was a pleasure to speak to and extremely understanding. I can’t thank him enough for everything! He truly changed our lives for the better!