The Toronto Mortgage Broker can arrange financing for all types of borrowers and their needs at the best available mortgage rates and terms.Learn More
Fill out either the Express or Full Mortgage Application to get your free mortgage information today!Get Started!
Mortgage calculators are used for all types of mortgages in the market, whether they are for commercial or residential property, in the form of offices, malls and even warehouses.Learn More
FINDING THE RIGHT MORTGAGE FOR YOU.
As a Toronto Mortgage Broker, my role is to find the right mortgage for my client while making the process and overall experience memorable for them. Where some lenders deal specifically with niche markets such as commercial lending or niche clients such as real estate investors, a Toronto Mortgage Broker deals with a variety of mortgage lenders and clientele. Having access to over 50 different lenders in residential, commercial and constructing lending gives a Toronto Mortgage Broker a broad spectrum of client’s to work with and lenders to choose from.Learn More
New Reduction in Mortgage Stress Test Rate
The Government approved a reduction in the mortgage stress test qualifying rate for High Ratio mortgages beginning April 6th. This is for High Ratio Mortgages where the borrower is putting down less then 20% and needs mortgage insurance. We do expect the conventional mortgage (non-insured mortgages with 20% or more down payment) stress test which
Mortgage Financing for Self Employed and Commission Income Borrowers
Under the New Lending landscape Self Employed or Commission borrowers have taken the brunt of the tighter mortgage rules. Ten years ago a self employed or commission borrower could sign a form declaring how much they made and as long as it made sense for their industry, the borrower had access to A lenders offering
Mortage Rates Drop
After the sell off in the stock market over the past few weeks, although they have bounced back again, and the movement of investors into bonds we did see a reduction of .05bps in the fixed rates. Not the whopping reduction the media would make you believe. We may see further discounting over the next
MORTGAGE AGENT INTRODUCTION
I am a Mortgage Consultant for one of the most successful mortgages companies in Canada. I believe a true mortgage professional needs to have the tools and expertise to offer customers the very best there is in mortgage products and mortgage rates. This can only be achieved by having a wide variety of lenders to work with. I have 50 different lenders to choose from. Our products cover all Real Estate Financing from primary residence, second homes, rental/investment properties, commercial properties, construction and raw land.Learn More
TESTIMONIALS & GOOGLE REVIEWS
Robert, Thank you so much for helping us get our home refinanced. You were professional, friendly and very helpful. I will recommend to all my friends
Thanks to Robert I was able to purchase my first home and its been smooth sailing ever since. I’ve since then purchased my second and now on my third home only ever utilizing Robert and his outstanding expertise. His knowledge, patients and honesty rank him #1 in my books.
Working with Robert is stress free! He worked closely with us to ensure the best rate possible was made available to us. His patience and knowledge made us comfortable and knew we were in good hands. We will continue to work with Robert in the years to come. Thank you Robert for all your help and guidance!
Robert thank you very much for everything you have done for me and it has been a great pleasure working with you on my mortgages over the last 8 years. Definitely I will recommend you to anyone who will need your services. Warm Regards, Harjit
The people who recommended you were right, your expertise and professionalism is very good but what i appreciate the most is the customer service. I, as a client, am very persistent and scattered but ambitious.
I have been working with Robert Clancy throughout the past 7 years. Instant response, professional advice and prompt service – these are the qualities I have greatly enjoyed while organizing the needed financial transactions with Mr. Clancy. Mr. Clancy has always been attentive to my financial needs, and he has always made sure I clearly understood the details of the transaction or operation discussed. I would gladly recommend Mr. Clancy to anybody who is interested in obtaining financial services from a competent and honest professional.
Robert assisted us with the refinancing of our home. He was able to provide us with an affordable rate and was a pleasure to deal with. I would highly recommend him to friends and family.
Robert Clancy is an excellent broker and I would highly recommend him to anyone. He took the time and helped us figure out a plan that was customized perfectly for our family. He was a pleasure to speak to and extremely understanding. I can’t thank him enough for everything! He truly changed our lives for the better!